Sound investment management practices are the foundation of all the services provided by our firm. Our services are highly customized and acknowledge that no one strategy or model portfolio is appropriate for all clients. The investment process begins with an asset allocation or deployment strategy that takes into account the client’s:
- Investment Objectives
- Income Needs
- Tax Status
- Estate planning considerations
- Investments held outside the portfolio
- Unique Circumstances and Constraints
Our process seeks to control risk and enhance return through an open architecture approach which affords our clients’ access to a wide variety of tools and strategies. These strategies are thoughtfully applied to construct portfolios that fit within the unique context of each client’s financial situation.
After Altavista and the client have thoroughly discussed and agreed to the investment policy the portfolio is assembled from a wide variety of quality equity, fixed income and other investments. We employ an active approach to the allocation of assets among the different classes of stocks, bonds, real estate, alternative investments and cash equivalents to achieve a meaningfully diversified portfolio for all of our clients.
The asset classes considered for inclusion in client portfolios include U.S. stocks (large and small cap), foreign shares (including emerging markets), real estate, U.S. and foreign government/corporate bonds and alternative investments. When an asset class is either over or undervalued, based on our research, it may be reduced or emphasized within the portfolio as appropriate. Within the discipline of the asset allocation process described above the portfolio is assembled from stocks, bonds, funds and the engagement of sub-advisors, where appropriate. These strategies are described within.