Disclaimer

(“Altavista”) is an SEC registered investment advisor located in Asheville and Charlotte, North Carolina. Altavista and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those states in which Altavista maintains clients. Altavista may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Altavista’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Altvista’s web site on the internet should not be construed by any consumer and/or prospective client as Altavista’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Altavista with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Altavista, please contact the state securities law administrators for those states in which Altavista maintains a registration filing. A copy of Altavista’s current written disclosure statement discussing Altavista’s business operations, services, and fees is available from Altavista upon written request. Altavista does not make any representations or warranties as to any unaffiliated third party, whether linked to Altavista’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Altavista), will be profitable or equal any historical performance level(s).

Certain portions of Altavista’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Altavista (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Altavista, or from any other investment professional. Altavista is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Altavista’s website, to release and hold harmless Altavista, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Altavista.

Privacy

Safeguarding your personal confidential information is something that we at Altavista Wealth Management, Inc. take very seriously. During the normal course of business, we do collect a great deal of nonpublic personal information about you. Examples of this are the asset, liability and income information that we collect in establishing your account relationship, along with such additional information as your mail and e-mail addresses, social security numbers, telephone and FAX numbers. In addition we might also collect information and data concerning your financial and estate plans. On an on going basis, we maintain information regarding the trading activity in your account and your monthly account statement. You have entrusted us with this very important information and there is nothing more valuable to us than your trust. In return, we are committed to the following principles:

We do not sell or barter your personal information to any outside person or organization. We do not reveal your personal information to anyone outside of Altavista Wealth Management, Inc. unless we have received proper authorization or direction from you to do so, or we are required or permitted to do so by law or court order, or it is necessary to enable our service providers to perform work on our/your behalf. An example of this would be our providing information to the custodian of your assets to establish and operate an account on your behalf

We maintain physical, electronic, and procedural safeguards that comply with widely accepted standards to guard your nonpublic personal information. All of our employees are governed by a Code of Ethics and a Security Policy that include the responsibility to protect the confidentiality of client personal information.

We are initially required by federal regulation to make you aware of our Privacy Policy and we will also be doing it on an annual basis. If you have any questions or comments concerning this policy, please contact us by phone at 828-684-2600 or by fax at 828-684-2680. You may also write us at 4 Vanderbilt Park Drive, Suite 310, Asheville, NC 28803.

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Social Media Disclaimer

The content on our social media sites is for informational purposes only and should not be considered advice. Clients of Altavista Wealth Management, Inc. should call their advisor to get advice relevant to their specific situation. When any of our Altavista staff posts or shares third-party content or sites, it is to provide interesting information. We are not endorsing the content of those providers. Altavista is not responsible for the content, services or products of third-party links.